Maya Rengifo – Mustangs Ahead

The author deals with new challenges of adulthood

(LAKEWOOD RANCH, FL) – The 2021-2022 school year signifies many beginnings and ends, including many senior Mustangs turning 18.

In December of 2021, I turned 18 years old, and transitioned into my graduation year.

Within the first month of 2022, I had a monumental birthday, rescued a cat, got a new job, registered to vote, and signed up for financial tech services.

The first day after my birthday did not feel much different but once January rolled around, I was getting calls left and right regarding different doctors and appointments.

Suddenly, the phrase “call my dad, his number is…” wasn’t acceptable for scheduling. 

From not being able to get my blood drawn without a parent’s signature to confirming my social security number for a personal credit builder, turning 18 saw my involvement level in such things go from 0 to 100.

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Not only was I now legally responsible for myself but my new addition to the family was all under my tab.

Apparently, cat insurance is not cheap.

Having a pet is a big responsibility and as much as a fur baby’s expenses are as extensive as those for a child, I learned you still cannot claim them for tax purposes.

Taxes are a whole different story. I have yet to understand the concept but I’m sure it will be easy to file them.

So far online banking has been my best decision to date (other than getting my cat), I’m sure the rest of the economic world will be a piece of cake, too.

This year I am proud to say I am a “responsible-ish” adult, newfound cat mother, registered voter, financial tech user, and soon to be a high school graduate.