Ranch Reflections are articles written by students who want to share their experiences, thoughts, and concerns. This is a great opportunity for students to branch out beyond traditional news stories.  This edition features a “Mustang Ahead” staff member’s expreiences in educating herself about insurance.

Ally Ellis – Mustangs Ahead

Reflections icon (2)(LAKEWOOD RANCH, FL)- At the start of third quarter, I expressed to journalism teacher Tom Honsa that I was worried about learning real life things like how to build a house or save money for retirement.

The biggest issue I found was I knew nothing about insurance, and neither did my peers. My fear was that I am a junior about to leave for college and I need to learn how insurance works, or what it even is.

Honsa put me to the task and had me research insurance, including different types, what companies sell insurance, and how to use it, and then compile it all into a website so my peers can learn more, too.

Using wix.com, I was able to let my writing and creativity skills come together.

I found that it took about a month to finish the research, and then I was able to begin the website design.

I learned that insurance is “a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.”

I also learned that most people have insurance and that it is illegal to not have it while doing things like driving in states including Florida.

At first, I was very skeptical about this project, but looking back on it, I learned so many lessons that I need to know for life, including how to use insurance, what it is, and why it is needed.

Doing this let me step into the real world and get familiar with something that is so important. I hope my website can educate others, as it did me.

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